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Why You Need Burial Insurance
  • Can you depend on the government?  Social Security will pay a one-time death benefit of $255 if you qualify and the Veterans Administration death benefit is only $300.
     
  • The average cost of a funeral today is $6000.

  • In addition to the funeral cost there are expenses at the cemetery for the plot, opening and closing of the grave, grave marker and engraving the marker. 
  • Today the average funeral expense combined with burial cost can easily reach $10,000.

  • There may be additional final expenses such as final medical bills, legal and probate expenses or other debts left unpaid.

Benefits of Owning a Burial Insurance Policy

  • Whole Life Insurance; Ages 0-85.
  • A whole life policy provides you with three guarantees; your premium will not increase as you get older, your death benefit will never decrease and your policy builds cash value.
  • The cash value in your policy is available to you any time in the form of a policy loan or withdrawal. 
  • A medical exam is not required and most health conditions are accepted. 
  • The death benefit is paid to your beneficiary; not the funeral home.
  • Your beneficiary can use any funeral home that you or they select.
  • Having a burial insurance plan will take the financial burden off of your loved ones for your funeral and final expenses during a very stressful time.

Office Phone: (205) 940-9010

Email address: Steve@AdlmanAgency.com

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